“Why isn't there something to help with home expenses?”

Property taxes he never challenged. Insurance he overpaid. Costs nobody explained. Tyler didn't need another tool; he needed someone to tell him how it all worked.

Property taxes came first: one of the biggest costs of owning a home, and one that's easy to pay without ever questioning the number.

Why one flat fee, not a cut of your savings

Pricing and availability vary by area. We charge one flat annual fee while other services take 20-45% commission.

From one homeowner's mistakes to a company

1. 2023
   It started with one house

   Tyler starts Abode Money after his own costly first years as a homeowner.

2. Early on
   Not who he expected

   Tyler assumed digital-first millennials would sign up. A large number of the first users were between 55 and 70.

3. 2026
   Coast to coast

   Abode Money expands its property tax appeal service to homeowners across most of the country, starting with Florida in February: Miami-Dade, Broward, Palm Beach and more.

4. Today
   One flat fee, and more than property taxes

   • One flat annual fee of $99/yr, backed by the Savings Guarantee™. Terms apply.
   • Full-service appeal filing available in select states. DIY tools included everywhere else.
   • Find lower rates on insurance, utilities, and PMI: the same costs Tyler got wrong on his own home.

Where your property tax number comes from

A tax bill looks like one number from one office. It isn't. In Texas, there is no state property tax. Local governments set the tax rates, and your appraisal district appraises your home's value as of January 1 each year.¹

The value is the part you can question. In Texas, you protest it to the appraisal review board, a board of local citizens that hears disagreements between property owners and the appraisal district.¹ The Comptroller calls that right “one of your most important rights as a taxpayer.”²

Rules differ by state, so check yours before you file.

Three questions to ask any property tax service, including us

1. Do you need help at all?

   In Texas and California, you can protest or appeal on your own; hiring someone is optional.^{2, 4}

2. How is the fee charged?

   A share of your savings, or one flat fee? Ask before you sign, and get the answer in writing.

3. Who will work on your case?

   In Texas, people who assist clients with property tax consulting services in many cases must be licensed by the Texas Department of Licensing and Regulation (TDLR), whose website has a Verify a License search.³ A Texas owner who wants someone else at the protest hearing files Form 50-162, Appointment of Agent for Property Tax Matters.²