Abode Money

An honest comparison

4 ways to handle a property tax assessment that looks too high

Including the easiest one: doing nothing.

By the Abode Money teamUpdated 3 min read

From Abode Money: See your free savings estimate

Each way to respond costs something different, and they don't all leave you the same share of any savings. Here are all four side by side, then one at a time.

01 · Side by side

What each option costs, and what you keep

Option 1

Do nothing

What it costs
Nothing extra. You pay the bill as assessed.
Who reviews your assessment
No one
If there are no savings
Nothing changes
What you keep
Nothing to keep
Option 2

Do it yourself

What it costs
Your time
Who reviews your assessment
You
If there are no savings
You've spent the time
What you keep
100% of your savings
Option 3

Percentage-based service

What it costs
A percentage of your savings
Who reviews your assessment
The service
If there are no savings
Varies by company
What you keep
What's left after their share
Option 4 Our service

Abode Money

What it costs
One flat annual fee of $99/yr*
Who reviews your assessment
We review your assessment and find comparable homes
If there are no savings
No savings? Year 2 is free. Still nothing after 2 years? Full refund. Terms apply.
What you keep
100% of your savings

* Pricing and availability vary by area. Full-service appeal filing available in select states. DIY tools included everywhere else.

See your free savings estimate

02 · The trade-offs

The trade-offs, one by one

Option 1 · Do nothing

Doing nothing is a choice too

It costs nothing today.

It also means paying whatever the county decided, every year, without ever checking whether the number holds up.

Option 2 · Do it yourself

Doing it yourself is real work

You can file a property-tax appeal yourself; hiring a professional is optional. It means:

  1. Finding the right comparable sales
  2. Reading your county's rules
  3. Meeting its deadline
A white two-story house at dusk
Every route starts in the same place: what homes like yours are worth.

What makes a sale “comparable”

In California, the State Board of Equalization's guide calls sales of similar homes the most reliable evidence in most residential appeals, and tests each one three ways:2

  1. Was it an arm's-length, open-market sale? A sale between relatives may not be.
  2. Is the home physically similar? Distance, bedrooms and bathrooms, year built, size, lot, condition.
  3. Does it fit the valuation date? Sales more than 90 days after it can't be admitted.

In Texas, the Comptroller's guidance is blunt: you can't go to the hearing and just say the appraisal district is wrong. You are entitled, on request, to free copies of the information the district will use at your hearing.4

Some homeowners enjoy it. Either way, start with the numbers.

See your free savings estimate
Option 3 · Percentage-based service

A percentage-based service takes its share

Keep 100% of your savings.

We charge one flat annual fee while other services take 20-45% commission.

“… I also like to see the fixed fee pricing model as an option. As property taxes and appeals get more expensive, paying 25+% of savings starts to become too big of a commitment”
John N. · BBB review · Jul 15, 2026

03 · Before you hire anyone

Three questions to ask any property tax service

Whichever company you consider, including us, ask these before you sign.

  1. How is the fee worked out? A flat fee, or a share of any savings? And what do you pay if your assessment isn't reduced?
  2. Who will represent you, and are they registered? In Texas, anyone paid for property tax consulting services generally must be registered with the Texas Department of Licensing and Regulation (TDLR); Texas attorneys and CPAs are among the exceptions. TDLR's license search shows who is registered.5
  3. What are you signing? In Texas, an agent represents you once you sign the Comptroller's Form 50-162 and it is filed with the appraisal district. It lasts until revoked in writing, unless it sets its own end date.6

Here is how we answer the first question.

Savings Guarantee seal

The Savings Guarantee™

  1. TodayPay one flat annual fee. We never take a percentage of your savings.
  2. After 1 yearNo savings? Year 2 is free.
  3. After 2 yearsStill nothing after 2 years? Full refund.

Terms apply.

Before you decide

See your number before you choose

Whichever way you go, start by knowing where you stand. Type your address and see your free savings estimate.

  1. Type your addressOn the next page.
  2. See your free savings estimateWe generate your estimate in 15 seconds or less.
  3. Then decideNo commitment.
Get my savings estimate
$99/yr flat · Never a percentage · Savings Guarantee™. Terms apply.
BBB Accredited Business
Savings Guarantee™
Terms apply.
One flat paymentHomeowner trusted
★★★★★
“Simple process in saving money each year. I have recommended this service to all of my friends and family.”
Matthew G. · Trustpilot review · Sep 2, 2026

A 5-star review from the Better Business Bureau or Trustpilot, shown word for word. Individual results vary. Savings depend on your county and assessment.

Abode Money

Abode Money is a BBB Accredited Business based in Austin, Texas. We work with registered property tax consultants and licensed partners.

Get my savings estimate